Our Informative speech “Budgeting-save as well as spend takes a look at the balance we need in our financial affairs. It is ideal for a teacher or anyone addressing any group of people as it is a subject that applies to all of us. It expresses the view that saving and spending are opposite sides of the coin and we need to budget for them. Our Informative speech “Budgeting ñsave as well as spend” is complete in itself. You have, however, the option of ending it with our poem which summarizes the speech in a motivational way.